Friday, January 25, 2013

Little advise in case you want to Buy or Sell !


Brought to you by   WWW.SANDIEGOHOUSESHOP.COM  (619) 354-4636    or Click here http://www.sandiegohouseshop.com/contact to Reach a CHULA VISTA AND SAN DIEGO  SHORT SALE SPECIALIST     Hugo Sanchez Realtor


Little advise in case you want to Buy or Sell ! 

  • Homeowners who haven’t refinanced recently are probably paying a higher interest rate on their mortgage than is necessary.  Borrowers should take advantage of today’s record-low mortgage rates while they last.
  • With mortgage rates near the bottom and home prices on the rise, it’s still a perfect time to buy a house.  Buyers should get a mortgage pre-approval before beginning the house hunt.
  • Credit standards remain tight, and as new mortgage rules are unveiled this year, the standards are not expected to loosen.  Borrowers planning to get a mortgage anytime soon are advised to treat their credit score as one of their most valuable assets.  Most borrowers need a credit score of at least 720 to get the best rate.  Borrowers with a credit score of 680 or more can still get a good deal.
  • Sellers with equity should be considering on selling their property to be able to upgrade or down grade, kids moved away, too many rooms, need smaller homes, etc.
  • Struggling with your mortgage payments?  not able to make it ?  need help please consider a short sale, you can benefit from the type of market we are having right now here in Chula Vista and San Diego.  Short Sales are selling fast too!  
This is just a little bit of help for people looking to buy or sell their home. 

We can always help you give us a call or visit us at:
ARE YOU THINKING ON LISTING?
Do you want to know the Short Sale Facts for Short ? 


HAFA program Explained? 

Do you Qualify for a Short Sale? 

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