If you been thinking about Short Selling, think no more!

You can Count on us   SANDIEGOHOUSESHOP.COM AT  (619) 354-4636  or Click here http://www.sandiegohouseshop.com/contact to Reach a CHULA VISTA AND SAN DIEGO  SHORT SALE SPECIALIST     Hugo Sanchez Realtor

If you been thinking about Short Selling, think no more!  

If your house is under water and is less than what is worth!
If you can not afford your monthly payments! 
If you are struggling to make ends meat! 
If you lost your Job and are not able to find one! 
If a love one is ill and you cannot keep up with the bills!  
If you are in the military and are struggling to keep up with everything! 

Times could not be better right now for you to take control of your situation and make sure things get done in your terms!  

1 out of every 10 Loan Modifications gets approved only!  

The banks rather Short Sale than Modify your loan! 

Know the facts!  the more you know the stronger you will be! 

Lets get together for a Free private consultation and take advantage of the new laws and programs that have been put in place for you!  

YOU ARE NOT ALONE!  we are here for you!   to take care of your Chula Vista Short Sales or San Diego Short Sale!  

www.sandiegohouseshop.com    or Give us a Call at (619) 354-4636

This Year alone, our Team has close over 100 Short Sales in Chula Vista and San Diego alone!  We deal with Bank of America, USA Bank, Chase, Wells Fargo, to name some! 

ARE YOU THINKING ON LISTING?

Do you want to know the Short Sale Facts for Short ? 

Click Here 

HAFA program Explained? 

Click Here

Do you Qualify for a Short Sale? 

Click Here 

MFDRA

More info click here 

Know the facts before you foreclose!: Fannie Mae stabilizing the market?

Is Fannie Mae paving the way?  
For any questions let us know.
http://www.sandiegohouseshop.com/contact

Know the facts before you foreclose!: Fannie Mae stabilizing the market?: Brought to you by    WWW.SANDIEGOHOUSESHOP.COM    (619) 354-4636      or Click here  http://www.sandiegohouseshop.com/contact/ to Reach a...

Fannie Mae stabilizing the market?

Brought to you by   WWW.SANDIEGOHOUSESHOP.COM  (619) 354-4636    or Click here http://www.sandiegohouseshop.com/contact/to Reach a CHULA VISTA AND SAN DIEGO  SHORT SALE SPECIALIST     Hugo Sanchez Realtor

Fannie Mae stabilizing the market?  

Check this article I found today about Fannie Mae Paving the way i n the new Normal  Economy, It's very interesting to see the point of view of the writer. 

Check it out and see what you think about it. 

Any questions?   

Share by Housingwire   

The beginnings of the housing rebound, along with the fiscal policy decisions established or currently in the process of being made, give a sense that the economy is beginning to transition back to normal.

Click here for the whole story

We can always help you give us a call or visit us at:

http://www.sandiegohouseshop.com

ARE YOU THINKING ON LISTING?

Do you want to know the Short Sale Facts for Short ? 

Click Here 

HAFA program Explained? 

Click Here

Do you Qualify for a Short Sale? 

Click Here 

MFDRA

More info click here 

Know the facts before you foreclose!: Mortgage Rates Climb Higher This Week!

Check this out are you ready to buy or sell? 
http://www.sandiegohouseshop.com/sell

Know the facts before you foreclose!: Mortgage Rates Climb Higher This Week!: Brought to you by    WWW.SANDIEGOHOUSESHOP.COM    (619) 354-4636      or Click here  http://www.sandiegohouseshop.com/contact/ to Reach ...

Brought to you by   WWW.SANDIEGOHOUSESHOP.COM  (619) 354-4636    or Click here http://www.sandiegohouseshop.com/contact/to Reach a CHULA VISTA AND SAN DIEGO  SHORT SALE SPECIALIST     Hugo Sanchez Realtor

Mortgage Rates Climb Higher This Week!

Are you ready to buy Yet ?   

With this surge of Mortgage rates are you ready to Sell, Market is changing and we are looking for HOMES to buy !   

Check this article: 

Brought to you by Realtor.com 

Mortgage rates were on their way up this week, with the 30-year fixed-rate mortgage moving to its highest reading since Sept. 29, 2012, Freddie Mac reports in its weekly mortgage market survey. 

Still, fixed-rate mortgages remain near all-time record lows and “should continue to aid in the ongoing housing recovery,” according to Frank Nothaft, Freddie Mac’s chief economist.

Freddie Mac reports the following national averages with mortgage rates for the week ending Jan. 24: 

For the stats click here

Are you ready to sale?   

We can always help you give us a call or visit us at:

http://www.sandiegohouseshop.com

ARE YOU THINKING ON LISTING?

Do you want to know the Short Sale Facts for Short ? 

Click Here 

HAFA program Explained? 

Click Here

Do you Qualify for a Short Sale? 

Click Here 

MFDRA

More info click here 

You have the power stop the banks !

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You have Options and we have the solution for your problem,  putting it off will not help you, all it will do is just accelerate the situation. 
Don't be taken by your bank, you need to take control over them, and decided what is what you need! 

We can always help you give us a call or visit us at:
http://www.sandiegohouseshop.com

ARE YOU THINKING ON LISTING?

Do you want to know the Short Sale Facts for Short ? 

Click Here 

HAFA program Explained? 

Click Here

Do you Qualify for a Short Sale? 

Click Here 

MFDRA

More info click here 

Know the facts before you foreclose!: Little advise in case you want to Buy or Sell !

Want to buy or Sell?
http://www.sandiegohouseshop.com/contact


Know the facts before you foreclose!: Little advise in case you want to Buy or Sell !: Brought to you by    WWW.SANDIEGOHOUSESHOP.COM    (619) 354-4636      or Click here  http://www.sandiegohouseshop.com/contact  to Reach a ...

Little advise in case you want to Buy or Sell !

Brought to you by   WWW.SANDIEGOHOUSESHOP.COM  (619) 354-4636    or Click here http://www.sandiegohouseshop.com/contact to Reach a CHULA VISTA AND SAN DIEGO  SHORT SALE SPECIALIST     Hugo Sanchez Realtor

Little advise in case you want to Buy or Sell ! 

• Homeowners who haven’t refinanced recently are probably paying a higher interest rate on their mortgage than is necessary.  Borrowers should take advantage of today’s record-low mortgage rates while they last.

• With mortgage rates near the bottom and home prices on the rise, it’s still a perfect time to buy a house.  Buyers should get a mortgage pre-approval before beginning the house hunt.

• Credit standards remain tight, and as new mortgage rules are unveiled this year, the standards are not expected to loosen.  Borrowers planning to get a mortgage anytime soon are advised to treat their credit score as one of their most valuable assets.  Most borrowers need a credit score of at least 720 to get the best rate.  Borrowers with a credit score of 680 or more can still get a good deal.
• Sellers with equity should be considering on selling their property to be able to upgrade or down grade, kids moved away, too many rooms, need smaller homes, etc.
• Struggling with your mortgage payments?  not able to make it ?  need help please consider a short sale, you can benefit from the type of market we are having right now here in Chula Vista and San Diego.  Short Sales are selling fast too!  

This is just a little bit of help for people looking to buy or sell their home. 

We can always help you give us a call or visit us at:

http://www.sandiegohouseshop.com

ARE YOU THINKING ON LISTING?

Do you want to know the Short Sale Facts for Short ? 

Click Here 

HAFA program Explained? 

Click Here

Do you Qualify for a Short Sale? 

Click Here 

MFDRA

More info click here 

Know the facts before you foreclose!: To all my Friends watch your passwords!

Take care of your password!  
http://www.sandiegohouseshop.com

Know the facts before you foreclose!: To all my Friends watch your passwords!: Brought to you by    WWW.SANDIEGOHOUSESHOP.COM    (619) 354-4636      or Click here  http://www.sandiegohouseshop.com/contact  to Reach a C...

To all my Friends watch your passwords!

Brought to you by   WWW.SANDIEGOHOUSESHOP.COM  (619) 354-4636    or Click here http://www.sandiegohouseshop.com/contact to Reach a CHULA VISTA AND SAN DIEGO  SHORT SALE SPECIALIST     Hugo Sanchez Realtor

To all my Friends watch your passwords!  

90% percent of passwords vulnerable to hacking
Global consulting firm Deloitte released a report recently with an alarming prediction: More than 90 percent of user-generated passwords will be vulnerable to hacking.  The report, prepared by Deloitte’s Canadian Technology, Media & Telecommunications arm, said even those passwords traditionally considered strong — with eight characters and a combination of numbers, letters and symbols — are at risk.

Most people have been told that a strong eight-character password — with a number or two and a random symbol — is sufficiently secure for even relatively high-value financial transactions. Such a password chosen from all 94 characters available on a standard keyboard is one of 6.1 quadrillion possible combinations. It would take about a year for a relatively fast 2011 desktop computer to try every variation, Deloitte says.

And because the longer and more @, * and % symbols are in passwords, the harder they are to remember. So many end up using a very small subset of those possible combinations — which makes user-generated passwords susceptible to getting cracked.

“Most people put a capital letter at the beginning, and if you use a symbol, you probably use an exclamation mark,” says Richard Lee, national managing partner in Deloitte’s Technology, Media & Telecom group.

Deloitte cites a recent study of 6 million user-generated passwords; the 10,000 most common passwords would have accessed 98 percent of all accounts.

The bigger problem, however, is password re-use, says Lee. A study by credit-checking firm Experian last year found that the average user has 26 password-protected online accounts but uses only five different passwords.

So for those who use the same password for their bank account online as for their PlayStation account, a security breach at the gaming site could expose the password that protects their bank account.

Deloitte notes advances in the hardware used to crack passwords that have made sensitive information increasingly vulnerable. One of these includes so-called brute-force attacks, which applies each of the 6.1 quadrillion combinations for an eight-character password until one works.

http://www.SanDiegoHouseShop.com/contact  We are a team dedicated to serve our clients  if you have any questions related to Real Estate please feel free to contact us!  

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Know the facts before you foreclose!: SOME THINGS TO CONSIDER WHILE BUYING AND MAYBE SEL...

Consider these before you buy or Sell !
http://www.sandiegohouseshop.com/contact

Know the facts before you foreclose!: SOME THINGS TO CONSIDER WHILE BUYING AND MAYBE SEL...: Brought to you by    WWW.SANDIEGOHOUSESHOP.COM    (619) 354-4636      or Click here  http://www.sandiegohouseshop.com/contact  to Reach a C...

SOME THINGS TO CONSIDER WHILE BUYING AND MAYBE SELLING!

Brought to you by   WWW.SANDIEGOHOUSESHOP.COM  (619) 354-4636    or Click here http://www.sandiegohouseshop.com/contact to Reach a CHULA VISTA AND SAN DIEGO  SHORT SALE SPECIALIST     Hugo Sanchez Realtor

SOME THINGS TO CONSIDER WHILE BUYING AND MAYBE SELLING! 

This is a MUST READ !

• The bidding war is back! While not every local real estate market is experiencing bidding wars, some home buyers find themselves competing for houses because of a lack of homes for sale in their desired neighborhood.

• To compete in a bidding war, buyers need to prepare financially for the home purchase.  They have to familiarize themselves with property values in their target neighborhoods,  and they must know what they want.

• While offering the most money might seem the best way to win a bidding war, sellers don’t always choose the highest offer.  Instead, sellers often prefer offers that are most likely to go through and that meet their conditions.

• Many real estate agents suggest buyers talk to a lender and have all of their finances squared away before beginning the house hunt, in many occasions since houses are selling so fast, Sellers will not allow to show the property to people without the proof that the buyers are qualified, why would they have to show property to someone not qualified, since they can choose from so many qualified buyers ready to buy and committed to the process.  By completing everything the lender requires, buyers can get a pre- approval letter before submitting an offer, making their offer more valuable.

We can always help you give us a call or visit us at:
http://www.sandiegohouseshop.com

ARE YOU THINKING ON LISTING?

Do you want to know the Short Sale Facts for Short ? 

Click Here 

HAFA program Explained? 

Click Here

Do you Qualify for a Short Sale? 

Click Here 

MFDRA

More info click here 

SOME THINGS TO CONSIDER WHILE BUYING AND MAYBE SELLING! - Classified Ad

SOME THINGS TO CONSIDER WHILE BUYING AND MAYBE SELLING! - Classified Ad

Know the facts before you foreclose!: How can you beat Cash Offers !

Tire of getting bit out by someone else? 
Let us help http://www.sandiegohouseshop.com/contact

Know the facts before you foreclose!: How can you beat Cash Offers !: Brought to you by    WWW.SANDIEGOHOUSESHOP.COM   (619) 354-4636      or Click here  http://www.sandiegohouseshop.com/contact  to Reach a CH...

Brought to you by   WWW.SANDIEGOHOUSESHOP.COM  (619) 354-4636    or Click here http://www.sandiegohouseshop.com/contact to Reach a CHULA VISTA AND SAN DIEGO  SHORT SALE SPECIALIST     Hugo Sanchez Realtor

How can you beat Cash Offers ! 

This is a very nice well detailed Blog about this situation, we are in a sellers market, there are not many homes in the markets and there are a lot of buyers looking to get into a home, I am sure as a Buyer or a buyer's agent you can relate to this Topic!  

Please check it out 

Linda Lee, president of the San Diego Association of Realtors, is the author of this guest post. The U-T San Diego will periodically feature real estate advice columns from the association in this blog.

Friends of mine recently put a bid on a house in Poway and beat 19 other offers, most of which were cash. It wasn't because they could put more money down. It was because they were pre-approved with a good lender, wanted to raise their son in a good school district, and they were persistent.

For More info Click here 

We can always help you give us a call or visit us at:
http://www.sandiegohouseshop.com

ARE YOU THINKING ON LISTING?

Do you want to know the Short Sale Facts for Short ? 

Click Here 

HAFA program Explained? 

Click Here

Do you Qualify for a Short Sale? 

Click Here 

MFDRA

More info click here 

Know the facts before you foreclose!: Did the Short Sale Process got cut in Half??

Did you know this about Short Sales? 
http://www.sandiegohouseshop.com/sell

Know the facts before you foreclose!: Did the Short Sale Process got cut in Half??: Brought to you by    SANDIEGOHOUSESHOP.COM     (619) 354-4636      or Click here  http://www.sandiegohouseshop.com/contact  to Reach a CHU...

Brought to you by   SANDIEGOHOUSESHOP.COM   (619) 354-4636    or Click here http://www.sandiegohouseshop.com/contact to Reach a CHULA VISTA AND SAN DIEGO  SHORT SALE SPECIALIST     Hugo Sanchez Realtor

Did the Short Sale Process got cut in Half?? 

Yesterday I got this blog with such and important, many persons say that this may take time t implement with other banks but you know what this is still hope for all of us, because one day we will be able to call a short sale "SHORT" 

DAILY REAL ESTATE NEWS | WEDNESDAY, JANUARY 23, 2013

Short sales are getting much shorter, Freddie Mac says. The mortgage giant launched a Freddie Mac Standard Short Sale program on Nov. 1 that sought to speed up the short sale process and make it easier and more transparent. 

"We estimate that the time to complete a short sale will decrease by approximately 50 percent to 75 percent," as a result of the changes, writes Tracy Mooney, Freddie Mac’s EVP in a recent blog post.

Click here for more information

Do you want to know the Short Sale Facts for Short ? 

Click Here 

HAFA program Explained? 

Click Here

Do you Qualify for a Short Sale? 

Click Here 

MFDRA
More info click here 

Know the facts before you foreclose!: BE CAREFUL WITH FACEBOOK REQUEST!

Important info please see below, 
Brought to you by http://www.sandiegohouseshop.com

Know the facts before you foreclose!: BE CAREFUL WITH FACEBOOK REQUEST!: Brought to you by    WWW.SANDIEGOHOUSESHOP.COM    (619) 354-4636      or Click here  http://www.sandiegohouseshop.com/contact  to Reach a ...

BE CAREFUL WITH FACEBOOK REQUEST!

Brought to you by   WWW.SANDIEGOHOUSESHOP.COM  (619) 354-4636    or Click here http://www.sandiegohouseshop.com/contact to Reach a CHULA VISTA AND SAN DIEGO  SHORT SALE SPECIALIST     Hugo Sanchez Realtor

BE CAREFUL WITH FACEBOOK REQUEST! 

A good friend of mine posted this on my Facebook page. 
This is real and I believe we all have to take heath of this warning, we want to keep our accounts nice an clean don't we? 
So read up and pass it along:  



Please be careful: some hackers have found something new. They take your profile picture and your name and create a new FB account. Then they ask your friends to add them. Your friends think it is you, so they accept. From that moment on they can say and post whatever they want under your name.Please don't accept a second friendship demand from me, I have only one account.Copy this on your wall to keep others informed

Know the facts before you foreclose!: Do You Qualify for a Short Sale on Your Home?

Wondering if you qualify for a Short Sale? 
http://www.sandiegohouseshop.com/sell

Know the facts before you foreclose!: Do You Qualify for a Short Sale on Your Home?: Brought to you by    SANDIEGOHOUSESHOP.COM     (619) 354-4636      or Click here  http://www.sandiegohouseshop.com/contact  to Reach a CHUL...

Do You Qualify for a Short Sale on Your Home?

Brought to you by   WWW.SANDIEGOHOUSESHOP.COM  (619) 354-4636    or Click here http://www.sandiegohouseshop.com/contact to Reach a CHULA VISTA AND SAN DIEGO  SHORT SALE SPECIALIST     Hugo Sanchez Realtor

Do You Qualify for a Short Sale on Your Home?  

In the short sale process, you sell your home and settle your mortgage debt for less than the amount owed. You may be eligible to sell your home in a  short sale:

If you qualify and want to move forward with a short sale, it is highly suggested
that you consult with a professional real estate broker/agent who is experienced in short sale transactions. Check out our other links for a general idea of the process…but keep in mind that the steps may vary depending on the lender requirements and/or the advice of the real estate professional who will guide you through the process and by the way always consult your CPA in matters of money. 

If you have any further questions please feel free to contact us at http://www.sandiegohouseshop.com/contact

Do you want to know the Short Sale Facts for Short ? 

Click Here 

HAFA program Explained? 

Click Here

Do you Qualify for a Short Sale? 

Click Here 

MFDRA
More info click here 

Know the facts before you foreclose!: SHORT SALE UPDATE WITH BANK OF AMERICA

Is your Bank BOFA, then you may want to know this? 
http://www.sandiegohouseshop.com/sell

Know the facts before you foreclose!: SHORT SALE UPDATE WITH BANK OF AMERICA: Brought to you by    SANDIEGOHOUSESHOP.COM     (619) 354-4636      or Click here  http://www.sandiegohouseshop.com/contact  to Reach a  CH...

SHORT SALE UPDATE WITH BANK OF AMERICA

Brought to you by   SANDIEGOHOUSESHOP.COM   (619) 354-4636    or Click here http://www.sandiegohouseshop.com/contact to Reach a CHULA VISTA AND SAN DIEGO  SHORT SALE SPECIALIST     Hugo Sanchez Realtor

SHORT SALE UPDATE WITH BANK OF AMERICA 

Are you an agent Dealing with BOFA? 
Are you working with a Cooperative Shirt Sale?  
You may want to read this one.
This update came directly from BOFA couple days ago.  

The Bank of America Cooperative Short Sale Program may be able to help your clients complete a short sale if they owe more on their mortgage than their house is worth and do not qualify for the Home Affordable Foreclosure Alternatives (HAFA) short sale program. This program can streamline the approval process and offers financial assistance to help homeowners with relocation and moving expenses. As of January 15, 2013, there will no longer be a temporary foreclosure hold during the Cooperative Short Sale property marketing phase. We may begin or continue the foreclosure process up until a submitted offer to purchase the property is approved by all relevant parties.  Any existing short sale will not be impacted by this change. Please remind homeowners to pay close attention to foreclosure notices.To learn more about the program view the quick reference guide on the Agent Resource Center. For questions about active Cooperative Short Sales, please contact your short sale specialist. If you are a client in need of help please let us know we would love to help you and guide you through the Short Sale Process.  http://www.sandiegohouseshop.com/sell Do you want to know the Short Sale Facts for Short ?  Click Here  HAFA program Explained?  Click Here Do you Qualify for a Short Sale?  Click Here  MFDRA More info click here  Did You received an N.O.D. Click Here

Know the facts before you foreclose!: What is My Home Worth?

Need to know your homes price?  
http://www.sandiegohouseshop.com/sell

Know the facts before you foreclose!: What is My Home Worth?: Brought to you by    SANDIEGOHOUSESHOP.COM     (619) 354-4636      or Click here  http://www.sandiegohouseshop.com/contact  to Reach a CHU...

What is My Home Worth?

Brought to you by   SANDIEGOHOUSESHOP.COM   (619) 354-4636    or Click here http://www.sandiegohouseshop.com/contact to Reach a CHULA VISTA AND SAN DIEGO  SHORT SALE SPECIALIST     Hugo Sanchez Realtor

What is My Home Worth?

Receive a custom evaluation for your home, including comparisons to other homes that have recently sold or are on the market. This guarantees you receive the most accurate information available. To find out what your home is worth, fill out the information below:

What's Your Home Worth?

Receive a custom evaluation for your home, including comparisons to other homes that have recently sold or are on the market. This guarantees you'll receive the most accurate information available. To find out what your home is worth, fill out the information above.

Looking for the Chula Vista San Diego Realtor to help you get your home sold, fast and with as little stress and hassles as possible? Let me share the secrets of selling success with you to get the SOLD sign in front of your home NOW, from pricing it right to creating marketing campaigns for traditional and internet based media channels, I've got a proven plan to match your home to the right buyers at the right price!