We Want to buy your Home now ! we will pay Cash !

You can Count on us   SANDIEGOHOUSESHOP.COM AT  (619) 354-4636  or Click here http://www.sandiegohouseshop.com/contact to Reach a CHULA VISTA AND SAN DIEGO  SHORT SALE SPECIALIST     Hugo Sanchez Realtor

Looking for Homes to BUY NOW! 

We are ready to make an offer and buy your home now, 
Looking for any kind of home in any neighborhood.
Are you having problems paying your for your mortgage in your Chula Vista or San Diego Home?  
Do you need any help on determin if you qualify for a Short Sale on your Chula Vista or San Diego Home? 
Do you think you can stay on your property in Chula Vista or San Diego ?

In Case you like to sell your home give us a call and we will be more than happy to sit down with you and we can help you to see your situation on a different light! 
This is free and private!   

Cash buyers, investment uptick boost California median home price

You can Count on us   SANDIEGOHOUSESHOP.COM AT  (619) 354-4636  or Click here http://www.sandiegohouseshop.com/contact to Reach a CHULA VISTA AND SAN DIEGO  SHORT SALE SPECIALIST     Hugo Sanchez Realtor

Cash buyers, investment uptick boost California median home price

Many properties have been purchased by investors via cash and they themselves have help to raise the bar when it comes to price California home sales and prices both posted gains in December, with the median price posting strong double-digit gains for six straight months, the CALIFORNIA ASSOCIATION OF REALTORS® (C.A.R.) reported. 

Making sense of the story

• Sales in December were up 0.8 percent from a revised 518,460 in November and up 0.9 percent from a revised 517,730 in December 2011.  The statewide sales figure represents what would be the total number of homes sold during 2012 if sales maintained the December pace throughout the year.

• The statewide median price of an existing, single-family detached home climbed 5 percent from November’s $349,300 median price to $366,930 in December.

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How can you beat Cash Offers ! 

This is a very nice well detailed Blog about this situation, we are in a sellers market, there are not many homes in the markets and there are a lot of buyers looking to get into a home, I am sure as a Buyer or a buyer's agent you can relate to this Topic!  

Please check it out 

Linda Lee, president of the San Diego Association of Realtors, is the author of this guest post. The U-T San Diego will periodically feature real estate advice columns from the association in this blog.

Friends of mine recently put a bid on a house in Poway and beat 19 other offers, most of which were cash. It wasn't because they could put more money down. It was because they were pre-approved with a good lender, wanted to raise their son in a good school district, and they were persistent.

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http://www.sandiegohouseshop.com

ARE YOU THINKING ON LISTING?

Do you want to know the Short Sale Facts for Short ? 

Click Here 

HAFA program Explained? 

Click Here

Do you Qualify for a Short Sale? 

Click Here 

MFDRA

More info click here 

Avoiding loan-modification hoaxes

Brought to you by   SANDIEGOHOUSESHOP.COM   (619) 354-4636 or Click here http://www.sandiegohouseshop.com/contact to Reach a CHULA VISTA AND SAN DIEGO  SHORT SALE SPECIALIST     Hugo Sanchez Realtor

Avoiding loan-modification hoaxes

Now a days Homeowners are wary of being taken in by bogus “loan modification specialists” they should not assume that working with a lawyer only,  will make things better and easier and that just because they represent the Law the banks will listen to them a lot more.  In many instances the Lenders will listen much more to the Homeowners than the lawyers, because you the Homeowner are the person that owns the money to them. Consumer advocates say a growing number of fraudulent modification services involve lawyers, or people who say they are lawyers.  which makes it so much harder to see who you can trust. 

Recently CAR.gov publicized the the following information for the clients to look at an read: 

Making sense of the story

• Increasingly, lawyers are lending “their names, their offices, their credentials” to fraudulent operations that vaunt superior skills in obtaining loan modifications, according to a senior counselor at the Lawyers’ Committee for Civil Rights Under Law in Washington.

• While Federal Trade Commission rules generally prohibit demanding upfront fees for mortgage relief services, there is a narrow exception for lawyers.

• Under the rules, a lawyer may charge clients in advance for assistance if the service is part of their general practice of law, and not outside of that practice.

• Certainly, many lawyers provide legitimate foreclosure-avoidance services, but borrowers should know that when going to a lawyer whose sole business is loan modifications, that is a red flag.

• As more homeowners become aware of these tactics, some operations are changing their practices.  Instead of selling loan modification services, they are advertising so-called loan workouts and forensic loan audits. Some are even posing as nonprofit groups.

• The Homeownership Preservation Foundation and the Lawyers’ Committee both belong to a coalition of public and private agencies that maintain a national database of loan-modification complaints.  Since March 2010, some 28,000 homeowners have reported potential fraud.  Their reported monetary losses total around $66 million.

• Counseling services offered by the Dept. of Housing and Urban Development are free of charge.  Visit http://www.hud.gov/offices/hsg/sfh/hcc/hcs.cfm to find a HUD-approved counselor.

If you need any help or need us to guide you to the right http://www.sandiegohouseshop.com/

Do you want to know the Short Sale Facts for Short ? 

Click Here 

HAFA program Explained? 

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Do you Qualify for a Short Sale? 

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MFDRA
More info click here 

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