STOP FORECLOSURE ! Don't let the Banks do this to you!!

You can Count on us   SANDIEGOHOUSESHOP.COM AT  (619) 354-4636  or Click here http://www.sandiegohouseshop.com/contact to Reach a CHULA VISTA AND SAN DIEGO  SHORT SALE SPECIALIST     Hugo Sanchez Realtor

If you live in Chula Vista or San Diego, Let us Help you.  Don't let your bank take your home away from you, you have rights and you need to know what to do to protect yourself !  
We can help you we deal with any banks in Chula Vista and San Diego. 
Stop Foreclosure ! 

AVOIDING FORECLOSURE SCAMS!

Brought to you by   SANDIEGOHOUSESHOP.COM   (619) 869-0588  or Click here http://www.sandiegohouseshop.com/contact to Reach a CHULA VISTA AND SAN DIEGO  SHORT SALE SPECIALIST     Hugo Sanchez Realtor

AVOIDING FORECLOSURE 

SCAMS

The best approach for avoiding foreclosure-related scams can be described in two words: Get tough.

You have to have keen eyes and be ready to open your ears to what you are been told by the person offering to help you with your Foreclosure. 

Keep in Mind when you are on a low down mood because of the situation you are in right now anything that sounds to good to be true will sound very GOOD! 

Please consider your steps and make sure they are professional people you are talking to, ask for proof of what they are telling you, see if all matches. 

Specially 1 thing to keep in mind "DO NOT GIVE ANY MONEY AHEAD OF TIME TO ANYONE"  A lot of people makes the mistake to give their hard earned money  to someone that talks very nice and convince them all will be done and they know how they to do it!  

Look for this things you should always be in the look out for: 

Appearing to be legitimate
Asking you to do something improper or illegal
Asking for money upfront before providing any service
Brushing aside your questions
Lacking credentials
Asking for you to do something immediately without delay
Asking for your signature

Making unqualified promises




If you keep your eyes open you will be able to make things safe for you. 

We have a proven record of helping people and giving the the best service ever. 
Ask for my client's comments and I will be more than glad to help you. 


We at www.SanDiegoHouseShop.com are here to help and give you a hand when needed.   

Do you want to know the Short Sale Facts for Short ? 

Click Here 

HAFA program Explained? 

Click Here

Do you Qualify for a Short Sale? 

Click Here 

MFDRA
More info click here 

Did You received an N.O.D.
Click Here 

IS THIS YOU ? Don't let this happen to you !

Brought to you by   SANDIEGOHOUSESHOP.COM   (619) 354-4636  or Click here  www.sandiegohouseshop.com/contact to Reach a CHULA VISTA AND SAN DIEGO  SHORT SALE SPECIALIST     Hugo Sanchez Realtor



IS THIS YOU ?  Don't let this happen to  you !  

Let us help you, we are here for you, do you have questions?? do you need help, or want to know what is next?  
Give us a call we are her to give you a hand. 
For a free private consultation please give us a call or visit us at http://www.sandiegohouseshop.com/sell/

Do you want to know the Short Sale Facts for Short ? 

Click Here 

HAFA program Explained? 

Click Here

Do you Qualify for a Short Sale? 

Click Here 

MFDRA
More info click here 

Did You received an N.O.D.
Click Here 

Foreclosure Headlines

You can Count on us   SANDIEGOHOUSESHOP.COM AT  (619) 354-4636  or Click here http://www.sandiegohouseshop.com/contact to Reach a CHULA VISTA AND SAN DIEGO  SHORT SALE SPECIALIST     Hugo Sanchez Realtor

Headlines today are filled with many stories about homeowners in financial distress— 

Millions of American home owners are wondering what to do, because they are facing financial difficulties and they may lose their home to the Big BANKS!   .

Because of these and many other crises,  it has produced many  rumors and misinformation, in the news, TV programs, News Papers, the Internet, etc. The mayor one is the attitude of "WHY NOT, LET IT HAPPEN!!"  or "Is worthless to fight back!"  Linking like that happens and often times is not such a good idea !

There are a lot of emotions involved in it and is draining !    and the well intended Loan Modifications aren't helping especially when 1 out of 9 Loan Modifications aren't been approved!  and they aren't helping many people.  While some of the rumors are just that many or what I just brought up is real!    Don't get caught on this web of miss information.  Take control over your own situation!  

As I said Government intentions were good but they have fallen short of the public's expectations ,  but there is a solid answer for you the Homeowner in distress !    there is a sensible option that will help you take care of the matter and at the same time will open up your future, this is called a short sale—a sale to a buyer where the seller’s lender agrees to accept less than the full amount owned.

Here you can see the articles we blogged about in regards this situation you are not alone trust me! 

And as many others they have found help with their Short Sale in Chula Vista and San Diego!  

Do you want to know the Short Sale Facts for Short ? 

Click Here 

HAFA program Explained? 

Click Here

Do you Qualify for a Short Sale? 

Click Here 

Facing Foreclosure? Here is a way out !

You can Count on us   SANDIEGOHOUSESHOP.COM AT  (619) 354-4636  or Click here http://www.sandiegohouseshop.com/contact to Reach a CHULA VISTA AND SAN DIEGO  SHORT SALE SPECIALIST     Hugo Sanchez Realtor

Why not be foreclosed? Why sell short?  

• 
  
• If you ask many of the Agents that have sold many Short Sales about the process and information on Sort Sales in Chula Vista or San Diego the can give you Hundreds of reasons why it is good to do A Short Sales over a Foreclosure.   Here are some of them!  
• 
  
• Why not to Foreclose - Because is the right thing, after you used the house, lived in it, created memories in it with you and your family, why not do the right thing, and at the same time benefit from it, taking the chance to maybe qualify for relocation money from your Servicer / Bank !
• Foreclosure stigma avoid it! – As a Foreclosed Homeowner you will always have to disclose  that you foreclosed on your Mortgage on any Mortgage application and many job applications that you submit in the future.  If you ever have to rent which you will after 90% of the times you may have to pay higher rent or deposit because you had a foreclosure that shows in your credit report.   This can also have an adverse effect in the future for mortgage rates, credit card rates etc.  Foreclosure is asked about specifically in credit inquiries. There is no seven-year time limit on this item!
• Make sure you protect credit score – By Foreclosing your credit scores will be lowered by 300-plus points (per loan) , by Short Selling will impact only about half.  
• Have your chances of Improving the eligibility for a government insured loan – In a Foreclosure you will be ineligible for a Government insured loan for 5-7 years (only two if you Short Sale.  A foreclosure will remain in your credit report and that is an item that is very impossible to take out of it!  
• Stop and Avoid a deficiency judgment – Lenders have the right and they can seek deficiency judgement against the home owner and they can collect the amount owed to them that was not recover at the sale!   
• Protect your future employment  prospects – Many employers are requiring credit checks on their new prospect employees.  Government clearance will be put at risk by a Foreclosure,  Many employers will run credit background checks on  prospective employees. Foreclosure is one of the top items that will put a potential new hire, or even current employment, in jeopardy.

These are the top reasons, but there are more. An expert short sale specialist agent can give a full picture of the options.

Give us a call we can help you sort out your situation and also we can help you come ahead on your Short Sale in Chula Vista or San Diego.   For a free private consultation  http://www.sandiegohouseshop.com

Do you want to know the Short Sale Facts for Short ? 
Click Here 

HAFA program Explained? 
Click Here

Do you Qualify for a Short Sale? 
Click Here 

What are my options if I want to Avoid Foreclosure?

You can Count on us   SANDIEGOHOUSESHOP.COM AT  (619) 354-4636  or Click here http://www.sandiegohouseshop.com/contact to Reach a CHULA VISTA AND SAN DIEGO  SHORT SALE SPECIALIST     Hugo Sanchez Realtor

HERE ARE SOME THINGS OR OPTIONS TO CONSIDER! 

Before losing your House at least take control of your situation and get some help: 

If you were denied on the a Loan Modification and tried not once but several times with out any success!   

There are still several options I will mention, Don't Foreclose in your Chula Vista Home or San Diego Home! 

1.  You can try to Go for HAFA : 

HAFA = Home Affordable Foreclosure Alternatives Program. 

It's offer by most of the Financial Institutions if you qualify for it you may even be able to get some money back for moving expenses!  

Click here for FULL info on the HAFA Program.

FOR THE SHORT VERSION CLICK HERE! 

2. Short Sale : 

This is a non-HAFA option but still may benefit you in case you don't qualify for HAFA Short Sale on your Chula Vista or San Diego Home.   This program depending on your bank can bring you some money back for moving expenses.

CLICK HERE FOR THE SHORT SALES PROCESS EXPLAINED IN SHORT! 

3. Deed-in-lieu of Foreclosure: 

Not often talked about but this is in case you were not HAFA eligible and the Short Sale in your Chula Vista Home or San Diego House was not Materialized.  

With this option you are voluntarily giving your house up to the bank.  All liens are still due and you may have to wind up paying for them.   Option # 3 is not such a viable option.  

Click here before you do anything else! 

LET US HELP YOU WE ARE HERE FOR YOU. PLEASE CALL US TODAY!  

(619) 354-4636

Or Visit us at  http://www.SanDiegoHouseShop.com/contact