Is It Beneficial to Short Sale ?

You can Count on us   SANDIEGOHOUSESHOP.COM AT  (619) 354-4636  or Click here http://www.sandiegohouseshop.com/contact to Reach a CHULA VISTA AND SAN DIEGO  SHORT SALE SPECIALIST     Hugo Sanchez Realtor

What are the benefits of the short sale

·         No need to be behind on your payments

·         No cost to homeowners

·         HAFA program - may help you receive from $100 up to $3000

·         Some banks could give you up to $30,000 *

·         Limit your credit damage

·         Gives you control on your sell

If you want to know what a short sale is  check our blog about it:

Do you want to know the Short Sale Facts for Short ? 

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 4 Different myths about short sales

I don’t think I have a big enough hardship to qualify for a short sale.

Now a days qualifying for a short sell is a lot simpler than before banks have understood that homeowners are real people and then their hardship could come in various ways. As longest is something real that is causing you a big problem to pay your mortgage whether is long-term or short then you may qualify for a short sell. Some of the examples are divorce, loss of a job, job transfer, medical emergency, decrease in pay, etc. with this in mind then the banks may consider helping you with a short sell.  Every case so please feel free to contact us for a free and private consultation.

Will my credit be ruined if I short sale?

A short sell can actually help you versus a foreclosure, many people tend to think if they foreclose they will be okay, which is not truth you credit if foreclosing will be in bad shape and you may not be able to buy a home in a while.  While you short sell then you’ll be able to buy again in 1 to 2 years.

What about the debt relief act

There’s still some talk about the debt relief act, please see our article below.

Click here for the latest 

What would happen if I stay in my home and stop paying my mortgage?

If you stay home without doing anything you run the risk to be foreclose, be evicted from your home at any time the bank decides to send the sheriff to give you very little time to get off the property. Many times we heard the sheriff would only give you 24 hours to move out. You want to be caught in this situation because you didn’t do anything that will give you the power to control your situation. Be the first one to the something that you realize that it’s time to move forward and even if your hardship is small take action to protect you and your family. Half control and move forward.

While using us to help you do your short sell:

We have been doing short sales since they appeared in the market back into 2005 here in San Diego. We have developed a system that makes sense for you and the banks and makes it easier for everybody to get a transaction processed and out the door as soon as possible. We have been completing many successful short sales with many happy homeowners moving forward in their lives. We take the guesswork out of the process and provide you with what you need every step of the way. This process would take 30 to 60 days depending on your servicer and could take up to 90 days to going to closing this will give you a chance to remain your house until the end and also will help you to figure out what you are going to do.  For a free private consultation and to find out more info give us a call    our short sale program is FREE you have nothing to lose!